Business Insurance

Business Insurance by the Billyard Insurance Group.

At Billyard Insurance Group we examine up to ten quotes from Ontario’s best business insurance companies to figure out the optimal insurance premium for you. Rest assured that your firm is protected against property and liability claims that which may come your way. Our efforts are directed to keep your business strong. Never invest on generic insurance your firm doesn't utilize fully. You need optimal insurance tailor made to cater to your actual needs. We are here to bargain it for you. We make insurance decisions easy for you. You can either call us or use our online facility to work on your business insurance.

Insurance by Coverage:

Property & Liability (Click to Expand)

Safeguard your business with the right business insurance

Protect your business’s tangible assets like its buildings, machinery, electronic equipment etc. along with the interruption benefits using the property insurance options.

Get liability covers to protect yourself and others from damages resulting from your business operations.

Commercial Auto & Fleet (Click to Expand)

Commercial auto insurance is meant for businesses which are dependent on their fleet. Cover your commercial automobiles under insurance suggested by the Billyard Insurance Group.

In case your business either owns or leases multiple automobiles, it is more convenient and economical to insure them through one fleet policy having one date of renewal.

Equipment Breakdown (Click to Expand)

Ate you already fully insured to cover your business? If not, then commercial property policy secures the electric-mechanical as well as all other equipment used by your business for losses or damage as a result of fire or theft or a variety of events.

Maybe your property policy has no cover for a sudden, accidental equipment breakdown, a breakdown which potentially shuts down your business.

Presently almost all firms use electronic, mechanical or electrical devices to run their operations. Have you ever thought of the scenario of your telephone lines or cash registers breaking down or your HVAC shutting down suddenly?

If you are not having equipment breakdown insurance, your operations are at risk of losing income and being subjected to expensive repairs.

Directors & Officers Liability (Click to Expand)

Since your company’s directors and officers are directly responsible for managing the smooth operations of your firm, you must look forward to the coverage of their liabilities in order for them to work optimally with peace of mind for the growth of your business.

Errors & Omissions (Click to Expand)

Errors and omissions on your part or on the part of an employee in your firm can lead to severe losses on part of your clients while you discharge your professional duties. Routine business insurance does not cover these losses brought forward by acts of error or omission.

Talk to our representative to know more about it and get subscribed to the best policies in this regard.

Professional Liability (Click to Expand)

Some businesses have special professional liabilities. An example is the healthcare industry. In such cases, you owe a lot of professional liabilities which can be covered by appropriate business insurance plans.

Privacy Breach & Cyber Liability (Click to Expand)

Privacy breach is the unauthorized access/utilization of confidential customer or employee records or its loss. In such cases, you need to have Cyber Endorsement which will aid you in getting your business back in case you are liable to remediation expenses or your business is disrupted due to such factors leading to an income loss.

Since the world has gone online, such liabilities are gaining momentum for the businesses and they need to be protected against them in order to be safe from their disastrous effects.

You can get your risk assessed in this regard by talking to a representative of Billyard Insurance Group.

Insurance by Industry:

Contractors & Construction Industry (Click to Expand)

If you are in the contracting business, the Billyard Insurance Group. has plans which will cover you, those employed by you, your stock of building material as well as your equipment at all locations, work, transit or storage.

Insurance plans you need are:

  • Those for your Equipment and tools.
  • General Liability insurance plans
  • Installation Floater
  • Surety bonds insurance
  • Builder’s Risk insurance.

Talking to a representative of Billyard Insurance Group. about your desired insurance needs in this regard is a good idea.

Professionals and Service (Click to Expand)

While you satisfy your clients, we take pride in satisfying you.

Protect your service provision business using sophisticated equipment and dedicated professionals using the expert advice provided by Billyard Insurance Group.

Insurance plans in this regard include:

  • Business Equipment insurance
  • Professional Liability insurance
  • Insurance of offsite equipment

Call the Billyard Insurance Group. for a personalized plan which satisfies your specific needs.

Retail (Click to Expand)

Consider full protection of your retail business. Call Billyard Insurance Group

Retails businesses vary a lot ranging from garment business, confectioneries and utility stores to electronics and cell phones. Each business has its specific risks which need to be assessed. At Billyard Insurance Group., we assess your risks to offer you the best plans so that your establishments and their stocks are protected to ensure your peace of mind in concentrating upon the growth of your business.

Insurance plans in this regard include:

  • General Liability Insurance
  • Business Interruption Insurance
  • Contents and Inventory Insurance
  • Building and Equipment Insurance
  • Equipment Breakdown Insurance
  • Privacy Breach & Cyber Liability Insurance

Hospitality (Click to Expand)

Hospitality industry thrives on the guests they receive. Protect them and they will value you.

This industry incudes a variety of businesses including restaurants, bars, pubs, motels, hotels, guest houses, resorts, theme parks, spas, ice cream parlors and golf courses which are all businesses which need a lot of creativity by the managers.

Insurance protection in this regard includes:

  • Building and Contents Insurance
  • Business Interruption Insurance
  • Equipment Breakdown Insurance
  • Business Premises Liability Insurance
  • Host Liquor Liability Insurance

When you need hospitality insurance for your smooth operations, just call Billyard Insurance Group. to know about the specific insurance requirements that can be helpful to you.

Wholesaling & Manufacturing (Click to Expand)

Insure your operations with customized plans crafted for the needs of manufacturing or wholesaler firms.

Being a wholesale distributor, you have specific operational risks. You furnish logistics, facilities and services for the receipt, storage and onward distribution of articles

Insurance coverage to consider:

  • Buildings and Contents/Inventory Insurance
  • Cargo/Transportation Insurance
  • Commercial Vehicles Insurance
  • General Liability Insurance

You can count on Billyard Insurance Group. to deliver the wholesale/ manufacturing insurance coverage you require. We personalize the optimal insurance for your operations. Ranging from a comprehensive plan having optional elements to selective plans, we deliver what you need to insure your firm. Just have faith in us and we will guide you to a new world of insurance.

Real Estate- Commercial & Residential (Click to Expand)

The right protection for your real estate assets

This is the most needed coverage for your assets. As a landlord or a real estate manager, you have a lot to work on since the real estate market is getting competitive day by day. Get peace of mind by having realty insurance from Billyard Insurance Group. Chose a comprehensive package or select customized plans according to your specific needs. We make sure you get the best coverage for your business.

Realty Insurance coverage includes:

  • Building Insurance
  • Loss of Income Insurance
  • Premises Liability Insurance
  • Equipment Breakdown Insurance
  • Flood Coverage Insurance
  • Sewer Backup Insurance
  • Cyber Liability Insurance

Non-Profit Organizations (Click to Expand)

Every year in Oakville, Burlington, Mississauga & Milton, a lot of volunteers engage themselves in charity and humanity based work. Not for profit organizations need to insure volunteers to get the best from them. The Billyard Insurance Broker Inc. offers best coverage for them. Our policies amalgamate all the all the plans required by you in one comprehensive policy, including the essential liability coverage for providing financial protection against lawsuits which includes:

  • Commercial General Liability Insurance
  • Blanket Accident Insurance Insurance
  • Tenants Legal Liability Insurance
  • Non-owned Automobile Liability Insurance

Specialty liability protection to avoid claims against you:

  • Non-profit Directors & Officers Liability (D&O) Insurance
  • Errors & Omissions Liability (E&O) Insurance
  • Owned Automobile Insurance Insurance
  • Umbrella Liability Insurance

Property crime coverage to protect the buildings and real estate which the organization owns:

  • Commercial Property Insurance
  • Crime Coverage Insurance

Work from Home Businesses(Click to Expand)

Even if you operate your business from home, you still need protection for your work.

A lot of people from Oakville, Burlington, Mississauga & Milton operate their businesses from their homes. A standard home insurance may not be covering the liabilities for the people who visit your home in connection with your business. Furthermore you should also get your inventory and materials you use for your business.

Insurance plans in this regard include:

  • Business Property Insurance
  • Product Liability Insurance
  • Business Premises Liability Insurance

You can also add a Home Business endorsement to your existing Home Insurance plan which will cover your home bases business as well. Alternatively, based on the dimensions of your work, it may be suitable to have a separate Commercial General Liability Insurance plan.

You can talk to a Billyard Insurance Group. representative to avail attractive home-based business insurance to ensure your business and property both are protected optimally.

Automotive (Click to Expand)

It is the proper protection to thrive your business more.

If you run a business related to automobiles, for example a car dealership, maintenance and repair facility, vehicle service station or an auto garage, you can avail the insurance plans most suited to you from the Billyard Insurance Group., personalized to cater to the specific needs of your work.

Coverage options include those for:

  • Car Service Stations
  • Repair and maintenance facilities
  • Gas Bars
  • Car Wash Stations
  • Vehicle accessory shops
  • Body and paint shops
  • Dealers in used car sale and purchase
  • Small to medium sized establishments with maximum sales turnover of $2,000,000

Property:

  • Property of any Description
  • Coverage of replacement cost
  • Commercial General Liability Insurance
  • Premises and Operations Insurance
  • Products and Completed Operations
  • Blanket Contractual Liability Insurance
  • Occurrence Basis Property Damage Insurance
  • Hoist Collision Liability Insurance

Extra Coverage Options include:

  • Business Interruption Coverage
  • Crime-Boiler & Machinery Coverage
  • Umbrella-Service Plate(s) Coverage

Farming (Click to Expand)

Your agriculture business has unique needs for insurance.

We at Billyard Insurance Group. provide agri-insurance to cater to any nature of agricultural activity, be it small, medium or large sized agricultural operations.

Insurance Options include:

  • General Liability Insurance
  • Buildings/Machinery Insurance
  • Loss of Income Insurance
  • Livestock Insurance
  • Agricultural products/equipment Insurance

Warehousing, Transportation & Logistics (Click to Expand)

We provide tailor-made insurance for your warehouse, transportation and logistics operations.

Billyard Insurance Group. allows you to concentrate on your demanding business entrusting the task of insurance of your valuable assets to us.

Rest assured that you’re availing the insurance tailored to meet the unique needs, demands and risks involved in your work. Be it incidental third party logistics, management of your inventory, warehouse handling or other packaging work, Billyard Insurance Broker Inc. provides specialized plans for a variety of operations within the logistics, warehousing and transportation industry. We also keep on scrutinizing the changing industry trends to help you avail the best options as and when they become available.

Get your BUSINESS insurance quote now

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